APPLY NOW
Michael Young, Senior Loan Originator
Michael.Young@ufmgusa.com
Universal Financial Mortgage Group (Company NMLS 2388823)
Direct: 862-259-3162 | Office: 862-259-3100
300E Lake Street
Ramsey, NJ 07446
universalfinancialmortgage.com
Our Rates
Universal Financial Mortgage prides itself on providing customers with the lowest rate available in the industry, backed by honest, guaranteed in-writing lock-in agreements. This is the way mortgages should be. No baiting and switching, no gimmicks, simply the best rates you will find anywhere in the nation.
How can our rates be so low? It’s simple. Our central processing location, streamlined process and emphasis on technology allow us to keep our overhead down and give the savings back to our clients in the form of an ultra-low rate. We don’t spend our customer’s money on a huge marketing budget, instead we allow our rates to speak for themselves. Fill out a custom rate form to see how low we can go with your rate today!
Special Programs for First Time Buyers
We offer unique programs for first time buyers. More importantly our Loan Officers pride themselves in specializing in working with borrowers who are looking to buy their first home. Below is an outline of the services we promise to deliver to our first time buyer.
The Best Rates Period
For over thirty years Universal Financial Mortgage has prided itself with providing customers with the lowest rate available in the industry backed by honest, guaranteed in-writing lock-in agreements. This is the way mortgages should be. No baiting and switching, no gimmicks, simply the best rates you will find anywhere in the nation.
A+ Customer Service
At Universal Financial Mortgage we offer an honest and efficient approach to mortgage lending and our customers have taken notice. With over 2000 five star reviews and thousands of repeat customers, we are in the top 1% of mortgage lenders in the country based on customer service.
The Way Mortgages Should Be
Buying a home for the first time can be intimidating, but you are in good hands with Universal Financial Mortgage. We have been in business for over 30 years and our loan officers are some of the most experienced in the industry. They have an average tenure of over ten years and have the knowledge to place you with the correct loan program to fit your need.
*** Our office is located at 300E Lake Street, Ramsey, NJ 07446